Job Description
Job Title
RM - TIFG - CERL
Business Unit
Infrastructure Finance
Reporting To
Regional Head - TIFG - CERL, State Head - TIFG - CERL, ASM - TIFG - CERL
Job Function and Role Type
Business, Individual Contributor, Extensive Travel Required
Version No
1.0
Job Purpose
Responsible for sourcing and disbursement of CE business for assigned locations to achieve targets. Focus on business development, market share enhancement, and cross-sell growth.
Key Responsibilities
Business Development
Achieve business targeted numbers.
Engage with dealers, DSAs, top customers, and manufacturers.
Liaise with Branch Banking to increase internal business sourcing.
Portfolio Management
Monitor portfolio quality.
Manage PDD and deferrals.
Digital Initiatives
Drive bank key initiatives on digital platforms.
Cross-Selling
Cross-sell various asset and liability products.
Develop cross-sell business as per agreed targets.
Channel Management
Manage channels like HBL/SO, DSA, and DDSAs to generate business.
Education:
Graduation required; post-graduation preferred.
Certifications:
None specified.
Key Competencies
Positive attitude, interpersonal communication, financial skills, conflict resolution, communication.
Major Stakeholders
Manufacturers, customers, dealers, DSAs, insurance vendors, credit/underwriting team, operations, product/central team, collection team, branch banking team, policy, legal.