About Credit Information Bureau
TransUnion CIBIL is India’s pioneer and leader in Credit Information. CIBIL’s content, insights, products and world-class solutions are helping businesses manage risk, devise appropriate lending strategies, reduce costs, maximize portfolio profitability and improve customer loyalty. CIBIL seeks to be the most trusted partner to the financial service sectors. Industry experts and researchers attribute the growth in retail loans (at 28% CAGR over the last three years) to CIBIL’s information insights. (Source: Mint*).
CIBIL’s support has significantly contributed in driving growth in the retail credit segment and fuelling credit penetration.(Data Source: CIBIL Data Analysis March 2016):
- The retail loans category has grown at an average CAGR of 28% over the last three years, while at the same time there is significant reduction in retail NPA Rates.
- The number of loan enquiries in the credit industry has grown at a CAGR of 25% during the last 3 years. Significantly, 30% of the individuals were first-time borrowers.
- Solutions to decide and approve loan applications in real time has helped reduce the average time required for approval of a loan – to around 3-4 days today from 7-9 days, three years back.
- Enquiries at CIBIL for rural lending have steadily grown to 35% today vis-à-vis 25% over five years back.
Access to finance is one of the most fundamental requirements to enable the fulfillment of aspirations of India's 1.2 billion citizens. CIBIL’s commitment is to be the underlying credit infrastructure to this growth, enabling faster and cheaper access to credit by accelerating our investment in information infrastructure to partner in the national momentum of helping drive higher financial literacy, inclusion and protection.
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Frequently asked questions about Credit Information Bureau
What does Credit Information Bureau do?
Credit Information Bureau is a leading company in the technology sector. It provides innovative solutions to clients across multiple industries globally.
Where is Credit Information Bureau headquartered?
Credit Information Bureau is headquartered in Mumbai, Maharashtra. The company operates across multiple locations in India and internationally.
How many employees does Credit Information Bureau have?
Credit Information Bureau employs 51-200 professionals worldwide. The company continues to grow and regularly hires across various functions and geographies.
When was Credit Information Bureau founded?
Credit Information Bureau was founded in 2000. Over the years it has grown into a globally recognised organisation in the technology space.
Who is the CEO of Credit Information Bureau?
The CEO of Credit Information Bureau is . The leadership team is committed to driving innovation and employee growth.
Is Credit Information Bureau a good place to work?
Credit Information Bureau is widely regarded as a strong employer in the technology sector. The company offers structured career paths, learning programmes, and a collaborative work environment.
What is the hiring process at Credit Information Bureau?
The hiring process at Credit Information Bureau typically includes an online application, aptitude or technical assessments, and multiple interview rounds. The process varies by role and experience level.
Does Credit Information Bureau hire freshers?
Yes, Credit Information Bureau actively recruits freshers through campus placement programmes and graduate hiring drives. Entry-level roles are available across technology, business, and operations functions.
What are the career growth opportunities at Credit Information Bureau?
Credit Information Bureau invests in employee development through structured learning platforms, mentorship programmes, and internal mobility. Employees can advance across technical, managerial, and leadership tracks.
What benefits does Credit Information Bureau offer to employees?
Credit Information Bureau offers a comprehensive benefits package that typically includes health insurance, paid leave, retirement benefits, and learning allowances. Specific benefits may vary by location and role level.