Utkarsh Small Finance Bank
Overview
Utkarsh Small Finance Bank Limited is a small finance bank in India. It offers a range of banking and financial services, including deposit accounts, loan products (such as microfinance, housing loans, and loans to small and medium enterprises), and other banking services like remittances and insurance. The bank primarily focuses on serving the unbanked and underbanked population in rural and semi-urban areas of India.
About Us
Utkarsh Small Finance Bank Limited (USBFL) commenced operations on October 2, 2016. It was originally operating as Utkarsh Micro Finance Limited since 2009. The bank aims to provide financial inclusion by offering a variety of financial products and services to the underserved and unbanked segments of the population. USBFL is committed to empowering its customers by providing them with access to credit, savings, and other banking facilities, thereby contributing to their economic upliftment.
Vision
To be a leading small finance bank, recognized for its customer-centric approach, innovative products, and commitment to financial inclusion.
Mission
To provide accessible and affordable financial services to the unbanked and underbanked, empowering them to improve their livelihoods and contribute to inclusive economic growth.
Culture
Utkarsh Small Finance Bank emphasizes a customer-centric and employee-friendly work environment. The culture promotes ethical practices, transparency, and accountability. They foster a collaborative environment where employees are encouraged to contribute their ideas and work towards achieving the bank's goals. The bank also focuses on employee training and development to enhance their skills and knowledge.
Headquarters
Varanasi, Uttar Pradesh