US Residential Mortgage Underwriting - QA

Job Summary:

The QA Underwriter is responsible for conducting underwriting reviews of loans to ensure compliance with lender guidelines. This role involves a comprehensive assessment of loans

underwritten by client underwriters to validate accuracy, completeness, and adherence to regulatory and lender requirements.

Key Responsibilities:

• Perform detailed review of loan files, including:
• Loan application
• Appraisal report and Automated Valuation Models (AVMs)
• Credit report
• Mortgage statement and Payoff statement
• Hazard and Flood Insurance policies
• Title commitment
• Note, Mortgage/Deed of Trust, Warranty Deed, and Quit Claim Deed
• Verify that all documentation supports the underwriting decision and that data is accurately reflected in the clients Loan Origination System (LOS)
• Ensure that all loans meet lender guidelines
• Identify discrepancies, compliance issues, or data inconsistencies in document

Qualifications:

• Any bachelor’s degree
• Proven experience in mortgage underwriting or QA underwriting
• Excellent attention to detail and analytical skills
• Strong knowledge of mortgage industry regulations and procedures.
• Detail-oriented with exceptional organizational abilities.
• Effective communication and interpersonal skills.
• Ability to work efficiently under pressure and meet tight deadlines.