Protium

Protium was founded in 2019, to provide transformative financing solutions to fuel the ambitions of a new India. Headquartered in Mumbai, Protium is an engineering-driven lending company with a deep focus on risk management & profitability. It strives to financially empower small and medium-scale businesses as well as aspiring individuals who need customised financing solutions. Protium is a full-stack lender that has been catering to the needs of over 7 lakh customers across the country by building a wide range of financial products, be it Loans Against Property, Business Loans, Line of Credit, and even Machinery & Equipment finance. Protium’s ability to service loans for a variety of customers at any ticket size, from INR 10,000 to INR 5 crore, demonstrates the versatility of its tech stack and a commitment to serve businesses that account for up to 80% of our country’s GDP. Protium has disbursed more than Rs. 4,500 Cr till date while servicing a loan book of more than Rs. 2,700 Cr. A great part of Protium’s philosophy of lending is that innovation must go hand in hand with accessibility. Currently, Protium has 85+ branches in 65+ cities across 19 states. Protium’s strong and growing offline presence helps it deliver an exceptional customer experience. In addition to its commitment to be present wherever its customers are, Protium stays true to its digital roots by building out a versatile tech stack and pioneering new financing solutions. By leveraging engineering fundamentals and data analytics, Protium has mastered a business model that solves for the working capital needs of New India.