Piramal Finance
Overview
<p>Piramal Finance Limited (formerly Piramal Capital & Housing Finance Limited) focuses on making financial access simpler and more meaningful for individuals, micro-entrepreneurs, and businesses across India. We rank among India's fastest-growing Upper Layer NBFCs, with an Assets Under Management (AUM) of around ₹90,000 crore.</p><p> </p><p>This growth reflects the trust of the people we serve and our commitment to meeting the financial needs of emerging India.By offering multiple financial solutions across a network of 517 branches, we serve over 5 million customers in 26 states across 13,000+ pin codes, combining personal care for customers with Al-powered technology. In retail lending, we support emerging India with home loans, loans against property, used car loans, personal loans, digital loans, and small business loans, primarily in metro-adjacent, semi-urban, and rural areas. In wholesale lending, we partner with developers and mid-sized businesses. offering asset-backed, data-driven solutions across real estate and non-real estate sectors, focusing on mid-segment residential projects and capital solutions for mid-market corporates.</p><p> </p><p>With our digital-first approach and pan-India reach, we commit to being the lender of choice for semi-urban and rural India, driving inclusive growth and helping communities turn ambitions into progress.</p>
About Us
<p>Piramal Finance Limited (formerly Piramal Capital & Housing Finance Limited) focuses on making financial access simpler and more meaningful for individuals, micro-entrepreneurs, and businesses across India. We rank among India's fastest-growing Upper Layer NBFCs, with an Assets Under Management (AUM) of around ₹90,000 crore.</p><p> </p><p>This growth reflects the trust of the people we serve and our commitment to meeting the financial needs of emerging India.By offering multiple financial solutions across a network of 517 branches, we serve over 5 million customers in 26 states across 13,000+ pin codes, combining personal care for customers with Al-powered technology. In retail lending, we support emerging India with home loans, loans against property, used car loans, personal loans, digital loans, and small business loans, primarily in metro-adjacent, semi-urban, and rural areas. In wholesale lending, we partner with developers and mid-sized businesses. offering asset-backed, data-driven solutions across real estate and non-real estate sectors, focusing on mid-segment residential projects and capital solutions for mid-market corporates.</p><p> </p><p>With our digital-first approach and pan-India reach, we commit to being the lender of choice for semi-urban and rural India, driving inclusive growth and helping communities turn ambitions into progress.</p>
Vision
We empower lives across Bharat by making financial access simple and fair, enabling growth, dignity, and economic progress for all.
Mission
We help individuals, micro-entrepreneurs, and businesses access financial solutions that are easy to use and dependable, powered by digital innovation to support their ambitions and turn opportunities into meaningful progress.
Culture
Piramal Capital & Housing Finance emphasizes a culture of integrity, collaboration, and innovation. They focus on employee development, fostering a performance-driven environment, and promoting ethical business practices. The company values customer satisfaction and strives to build long-term relationships with its stakeholders. They promote a diverse and inclusive workplace.
Headquarters
Mumbai, Maharashtra