About Northern Arc Capital
Our vision for the next decade is clear: for India-bound global credit assets, we aspire to become their gateway to India, and for domestic investors, we plan to be a preferred and reliable credit solutions provider. We aspire to redefine credit fund management in India by setting new standards in transparency, diversification, credit governance, and purpose-driven investing.
Every institution has a starting point. For Northern Arc Capital, that journey began in 1989 in Madras (now Chennai) as Highland Leasing & Finance Private Limited.
Over the years, the company underwent a significant transformation. Following its acquisition by IFMR Trust in 2008, it became IFMR Capital Finance Private Limited. In 2018, as part of a strategic rebranding, it was renamed Northern Arc Capital Limited reflecting its evolution into a forward-looking financial services platform.
Northern Arc Capital is a diversified financial services platform dedicated to meeting the credit needs of underserved households and businesses across India. Operating at the intersection of lending, investments, and technology, the company has built a model designed to enable efficient and scalable credit delivery.
This model is anchored in a dual-channel approach:
- Direct-to-Customer (D2C) lending across core sectors such as MSMEs, consumer finance, and rural finance
- Credit Solutions for Originator Partners, including fund management, structured debt placements, intermediate retail lending, and SaaS offerings
Together, these channels enable Northern Arc to address critical credit gaps with a focus on inclusion, scale, and sustainability.
The impact of this approach is reflected in the company’s reach and ecosystem.
Since 2009, Northern Arc has facilitated over INR 2.2 trillion in financing, reaching more than 130 million lives across 28 states, 7 union territories, and 680 districts.
Its wide distribution network includes 360+ branches, 50+ digital and retail lending partners, 350 originator partners, and 1,300+ investors, making Northern Arc one of the most extensive players in India’s retail credit ecosystem.
Over time, the company has strengthened its capital base and investor participation. Alongside other marquee investors, institutions such as IFC have contributed to its growth journey.
FY 2024–25 marked a landmark year in Northern Arc’s journey. The company successfully completed its Initial Public Offering in September 2024, raising INR 777 crore (including INR 500 crore of primary capital). These milestones further strengthen its capital base and position the company for the next phase of growth.
Vision
Our vision for the next decade is clear: for India-bound global credit assets, we aspire to become their gateway to India, and for domestic investors, we plan to be a preferred and reliable credit solutions provider. We aspire to redefine credit fund management in India by setting new standards in transparency, diversification, credit governance, and purpose-driven investing.
Mission
To enable access to finance for the underserved in an efficient, scalable and reliable manner
A little more about Northern Arc Capital
Companies similar to Northern Arc Capital
Frequently asked questions about Northern Arc Capital
What does Northern Arc Capital do?
Northern Arc Capital is a leading company in the NBFC sector. It provides innovative solutions to clients across multiple industries globally.
Where is Northern Arc Capital headquartered?
Northern Arc Capital is headquartered in Chennai, Tamil Nadu. The company operates across multiple locations in India and internationally.
How many employees does Northern Arc Capital have?
Northern Arc Capital employs 201-500 professionals worldwide. The company continues to grow and regularly hires across various functions and geographies.
When was Northern Arc Capital founded?
Northern Arc Capital was founded in 2009. Over the years it has grown into a globally recognised organisation in the NBFC space.
Who is the CEO of Northern Arc Capital?
The CEO of Northern Arc Capital is Bhavdeep Bhatt. The leadership team is committed to driving innovation and employee growth.
Is Northern Arc Capital a good place to work?
Northern Arc Capital is widely regarded as a strong employer in the NBFC sector. The company offers structured career paths, learning programmes, and a collaborative work environment.
What is the hiring process at Northern Arc Capital?
The hiring process at Northern Arc Capital typically includes an online application, aptitude or technical assessments, and multiple interview rounds. The process varies by role and experience level.
Does Northern Arc Capital hire freshers?
Yes, Northern Arc Capital actively recruits freshers through campus placement programmes and graduate hiring drives. Entry-level roles are available across technology, business, and operations functions.
What are the career growth opportunities at Northern Arc Capital?
Northern Arc Capital invests in employee development through structured learning platforms, mentorship programmes, and internal mobility. Employees can advance across technical, managerial, and leadership tracks.
What benefits does Northern Arc Capital offer to employees?
Northern Arc Capital offers a comprehensive benefits package that typically includes health insurance, paid leave, retirement benefits, and learning allowances. Specific benefits may vary by location and role level.