ESAF Bank
Overview
ESAF Small Finance Bank is an Indian small finance bank based in Thrissur, Kerala. It provides banking services primarily to the underbanked and unbanked sections of society, focusing on financial inclusion. The bank offers a range of products and services including savings accounts, current accounts, fixed deposits, recurring deposits, loans (microloans, housing loans, gold loans, etc.), and insurance products. ESAF Small Finance Bank operates through a network of branches and ATMs across India, primarily in South India.
About Us
ESAF Small Finance Bank (ESAF SFB) started its journey as a microfinance institution in 1992. Over the years, it transformed into a small finance bank, receiving its banking license from the Reserve Bank of India (RBI) in 2016. The bank aims to provide accessible and affordable financial services to the economically disadvantaged, promoting entrepreneurship and sustainable development. ESAF SFB is committed to ethical banking practices and social responsibility.
Vision
To be a leading social bank in India, empowering communities and building a sustainable future.
Mission
To be a catalyst of socio-economic transformation in the lives of the poor and marginalized by providing equitable access to financial and non-financial services.
Culture
ESAF Small Finance Bank fosters a culture of customer-centricity, integrity, and social responsibility. The bank emphasizes ethical conduct, transparency, and employee empowerment. It promotes a collaborative and inclusive work environment where employees are encouraged to contribute to the bank's mission of financial inclusion.