Utkarsh Small Finance Bank
Utkarsh Small Finance Bank is a scheduled commercial bank in India, offering a wide range of financial services to individuals and businesses, particularly those in rural and underserved areas. Their services encompass various banking products and services, including savings accounts, current accounts, fixed deposits, loans (personal, home, business, and agricultural), and digital banking solutions. They focus on inclusive growth and financial empowerment, aiming to provide accessible and affordable financial services to a broader population segment often overlooked by traditional banking institutions. Their operations leverage technology to deliver efficient and convenient banking experiences. The bank distinguishes itself by focusing on customer-centricity and offering tailored financial solutions to meet the unique needs of diverse customer segments within the Indian market.
About Us
- Utkarsh Small Finance Bank originated from Utkarsh Micro Finance, a successful microfinance institution serving underserved Indian communities, and expanded its services to become a full-service bank. - The bank is committed to financial inclusion, providing banking services to those previously lacking access. - Its operations prioritize responsible lending practices, customer education, and sustainable financial growth. - Utkarsh Small Finance Bank continuously enhances its services using technology and strategic partnerships to meet evolving customer needs.
Vision
To be a leading financial institution in India, renowned for its commitment to financial inclusion, customer-centric approach, and innovative solutions that drive sustainable economic development.
Mission
To empower individuals and businesses, particularly those in underserved communities, through accessible, affordable, and responsible financial services, fostering inclusive growth and economic prosperity.
Culture
- Utkarsh Small Finance Bank cultivates a culture prioritizing customer focus, innovation, collaboration, and ethical conduct. - Employee empowerment, continuous learning, and skill enhancement are key to their approach. - A diverse and inclusive workplace reflects their diverse customer base. - The bank champions transparency, accountability, ethical practices, and corporate social responsibility.
Specialties & Industries
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