Ujjivan Small Finance Bank Ltd.
Ujjivan Small Finance Bank Limited is a small finance bank in India, offering a wide range of financial services primarily to low-income individuals and micro, small, and medium enterprises (MSMEs) in rural and semi-urban areas. Its services encompass a broad spectrum, including savings accounts, current accounts, fixed deposits, loans (personal, home, business, and microfinance), and digital banking solutions. The bank operates with a strong focus on financial inclusion and sustainable development, aiming to empower underserved communities through accessible and affordable financial products. Ujjivan SFB leverages technology to improve efficiency and reach, while maintaining a strong emphasis on responsible lending practices and customer service. The bank's operations are guided by regulatory compliance and a commitment to ethical banking practices. Its robust risk management framework ensures the financial stability and long-term sustainability of the institution while continuing its focus on providing opportunities for economic growth within the communities it serves.
About Us
- Ujjivan Small Finance Bank originated from Ujjivan Financial Services, a microfinance institution serving low-income populations in India, and transitioned to expand its offerings and impact. - The bank is committed to financial inclusion and responsible lending practices. - Its transformation allows it to offer a wider range of financial tools and reach more customers while maintaining accessibility and affordability for underserved communities. - Ujjivan utilizes a blend of traditional and digital banking channels for convenient customer access. - This transition underscores Ujjivan's dedication to empowering individuals and small businesses in India.
Vision
To be a leading small finance bank in India, renowned for its commitment to financial inclusion and sustainable development.
Mission
To empower underserved communities through accessible and affordable financial services, fostering economic growth and social progress.
Culture
- Ujjivan SFB cultivates a culture of innovation, customer focus, ethical conduct, and teamwork, empowering employees. - The bank champions diversity and inclusion, valuing varied employee backgrounds and fostering professional growth. - A commitment to responsible lending and social responsibility is central to its operational practices and customer service.
Specialties & Industries
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