BharatX

BharatX

FinTech
51-200 employees

Overview

BharatX is a fintech company that provides embedded credit solutions for e-commerce platforms and other businesses in India. They offer a range of credit products, including BNPL (Buy Now Pay Later), credit lines, and other financing options, enabling businesses to integrate credit seamlessly into their user experience and increase sales. BharatX aims to democratize credit access for underserved populations and empower merchants with innovative financial tools.

About Us

BharatX is building India's largest embedded credit platform. They partner with consumer internet companies across e-commerce, education, healthcare, and travel to provide credit as a feature to their users. Their mission is to make credit accessible to the next 400 million Indians, who currently lack access to formal credit. BharatX provides the technology and capital required for any company to offer credit products to its users, increasing affordability and driving conversion.

Vision

To become the leading embedded credit platform in India, enabling seamless access to financial services for millions of underserved individuals.

Mission

To democratize credit access in India by empowering businesses to offer embedded credit solutions to their customers.

Culture

BharatX fosters a culture of innovation, collaboration, and customer focus. They emphasize problem-solving, continuous learning, and a commitment to building a positive impact on the Indian financial landscape. They value transparency, integrity, and a data-driven approach to decision-making.

Headquarters

Bengaluru, Karnataka

Specialties & Industries

Embedded CreditBuy Now Pay Later (BNPL)Credit LinesFintechFinancial ServicesE-commerceAPI IntegrationCredit Risk AssessmentDigital LendingConsumer FinanceE-commerceFinancial ServicesSoftware DevelopmentStartupB2BSaaS