Underwriting Professional

Job Brief

We are seeking an experienced Associate/Lead Associate in Mortgage Underwriting who will play a pivotal role in determining the eligibility of loan applicants and authorizing purchases through re-underwrites for lenders

Your responsibilities will include analyzing and verifying loan applications, evaluating financial risks, and making final decisions on eligibility

Working collaboratively with a team of financial experts, you will be instrumental in accepting or declining different types of loans

Roles Responsibilities

• Problem-solving ability by connecting the dots across the loan documentation
  
  
• Perform end-to-end risk analysis of a loan file
  
  
• Evaluate loan risk through the verification of loan applications
  
  
• Maintain a thorough working knowledge of industry standards and guidelines
  
  
• Ability to interpret and take action for any guideline changes
  
  
• Reviewing and responding to loan conditions as necessary
  
  
• Ensuring compliance with regulatory standards
  
  
• Perform other duties as assigned by Management
  
  
• Meet daily targets and all SLAs as communicated
  
  

Requirements

• Graduate in any discipline
  
  
• At least 2-5 years of relevant experience in the underwriting process
  
  
• General knowledge of Fannie Mae, Freddie Mac, FHA, and VA guidelines is a plus
  
  
• Detail-oriented
  
  
• Adhere to strict timelines prescribed by Management and provide the review experience working in a production environment preferred
  
  
• Good verbal and written communication skills
  
  
• Should have good analytical skills and the ability to make decisions based on facts
  
  
• Competent with MS Office applications, LOS, LMS, and Selling guide navigation
  
  
• Knowledge of standard mortgage nomenclature
  
  
• Shift: Should be flexible with both day and night shifts and okay to work over the weekends if required