Technical Manager

• Evaluate and manage credit risk across lending portfolios.
• Develop, implement, and maintain credit policies, scorecards, and risk frameworks.
• Monitor portfolio performance and recommend corrective actions based on risk trends.
• Support underwriting teams with complex credit assessments and policy exceptions.
• Analyze delinquency, default, and loss trends to improve portfolio quality.

• Translate business credit requirements into technical specifications.
• Drive automation of credit workflows using business rules, APIs, and workflow tools.
• Validate system configurations to ensure compliance with credit policies.
• Support system enhancements, upgrades, testing, and production releases.

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