Job Description
As a Senior Underwriter, Life & Health, you will be responsible for underwriting and claims, client servicing, support of marketing research, claims & audit, training for SCOR SE India Branch.
- Contributing to all aspects of risk management (underwriting and claim) work within SCOR to ensure that the India team meets its goal.
- Supporting to manage the day-to-day case volumes and establish SCOR s brand with clients on the underwriting and claims servicing including training and client audits
Required experience & competencies
- Minimum 10 years of relevant working experience in insurance/reinsurance fields, in the areas of medical underwriting and claims.
- Experience in Health &/or Life Insurance (Underwriting & Claims)
- Degree in Science, Pharmaceutical science, MBBS, BAMS or BHMS
- ACII, LOMA, CLU and other relevant professional qualifications required
- Good Understanding of the India Market from risk and client perspective; Pleasant personality, self-motivated and good contacts in the market
- Ability to present on local & regional level
- Strong presentation, verbal and written communication and organization skills.
- Determined, Creative and Results orientated
- Excellent problem-solving skill
- Ability to adapt to changes in business needs, work independently and adhere to deadlines
- Excellent team player
- Culturally flexible and sensitive
- Willingness to travel as required
Key duties and responsibilities
Main Scope
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To implement SCOR s underwriting policy and principles and ensure that risks are assumed on a sound and profitable basis.
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Ensure that the underwriting and claims conforms with SCOR Global Life underwriting and claims guidelines
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Underwriting proposals within defined authority and TAT
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Processing of claims within defined authority and TAT
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Referring cases beyond authority to Head of Underwriting & Claims
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Conduct audits of the underwriting and claims practices of the direct companies.
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Analyze and determine the client s training requirements in underwriting and claims, and provide customized training accordingly.
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Participate in new product development and formulate underwriting and claims guidelines aligned with SCOR s underwriting and claims philosophy.
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Involvement in treaty preparation and assessment of underwriting and claims MIS
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To track regulatory development in the India market, study it s impact and ensure that SCOR India is compliant
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Stay informed of industry trends, regulatory changes, and emerging risks, sharing insights and potential business impacts with the broader team
Relationship
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Work closely with business development team to enhance client relationships and new business opportunities
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Work closely with the claims and the underwriting department of the client companies and brokers.
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Maintain interaction with other departments across SCOR (e.g. business development in Singapore and India) in order to contribute to multi-function projects