Experience
2 - 4 yrs
Job Location
Bengaluru, India
Vacancy
1
Designation
Senior Credit Analyst
Job Type
Not specified
Job Description
Introduction
Join a high-impact global finance team where you will play a critical role in supporting business growth while shaping credit risk decisions. As a Senior Credit Analyst , you will collaborate cross-functionally with Sales, Finance, and Operations teams to evaluate customer creditworthiness, drive risk mitigation strategies, and enable informed business decisions.
This role offers exposure to a dynamic and global work environment, working closely with senior stakeholders. The ideal candidate combines strong analytical capabilities with a proactive mindset, leveraging data-driven insights to balance revenue growth with financial discipline while continuously improving credit processes and systems.
Your Job - Conduct detailed credit risk assessments to evaluate customer creditworthiness
- Recommend credit terms and limits aligned with business growth and risk mitigation objectives
- Monitor credit exposure and manage credit hold releases effectively
- Develop and maintain credit scoring models and risk frameworks
- Prepare reports on credit utilization, customer exposure, and key credit KPIs
- Partner closely with Sales, Finance, Data Governance, and Collections teams globally
- Identify and implement process improvements, including automation and AI-driven solutions
- Ensure adherence to GlobalFoundries Credit Policies and internal control requirements
- Support system implementations, UAT testing, and strategic finance initiatives
- Perform additional ad hoc analysis and reporting as required
- Perform all activities in a safe and responsible manner and support all Environmental, Health, Safety & Security requirements and programs
- Bachelor's degree in Business, Finance, Accounting, or a related field
- Minimum 2-4 years of experience in credit management or financial analysis within a global organization
- Strong understanding of financial statements, credit risk assessment, and business dynamics
- Advanced proficiency in Microsoft Excel
- Working knowledge of ERP systems such as Oracle and SAP S/4 HANA
- Excellent communication and interpersonal skills with the ability to influence stakeholders at all levels
- Strong analytical thinking, attention to detail, and problem-solving skills
- Demonstrated ability to collaborate across global, cross-functional teams
- Continuous improvement mindset with a focus on process optimization
- Experience in manufacturing, semiconductor, or high-volume global industries
- Experience with data visualization and reporting tools such as Power BI
- Exposure to automation, AI, or advanced analytics in finance processes
- Professional certification (e.g., CFA, CPA, or equivalent) is a plus
No Referrers Available
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