Senior Associate Credit Analyst (financial institution)

Role & responsibilities

The concerned analyst will be responsible for the followings:

• Managing a portfolio of clients and handling rating assignments
• Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of the Banks, Insurance, Brokers / Dealers and other FI counterparties
• Preparing credit reports by including profile of the counterparty, key rating considerations, credit risk assessment, CAMEL based financial analysis (including profitability, capitalization, liquidity etc).
• Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties
• Adhering to standard operating procedure & policies including compliance documentation
• Maintaining strong relationship with the client
• Training and managing juniors in the team

Preferred candidate profile

• Strong understanding of credit principles, policies and regulations for Banks, Insurance, Funds and similar FI counterparties.
• Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree.
• Excellent written & verbal communication skills and ability to build effective relationships with various stake holders.
• Ability to multi-task independently under tight timelines and eye for details.
• 3 - 6 years relevant experience in the field of credit analysis for Financial Institution