Principal Engineer

Job Summary

• Act as an advisor to leadership to develop or influence applications, network, information security, database, operating systems, or web technologies for highly complex business and technical needs across multiple groups
• Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking
• Translate advanced technology experience, an in-depth knowledge of the organizations tactical and strategic business objectives, the enterprise technological environment, the organization structure, and strategic technological opportunities and requirements into technical engineering solutions
• Provide vision, direction and expertise to leadership on implementing innovative and significant business solutions
• Maintain knowledge of industry best practices and new technologies and recommends innovations that enhance operations or provide a competitive advantage to the organization
• Strategically engage with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership

Required Qualifications

• 7+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications

• Solution Architecture Design
• Define and drive the technical roadmap for payments transformation initiatives.
• Evaluate emerging technologies and recommend adoption strategies for payment modernization.
• Ensure architectural consistency, scalability, and security across payment platforms.
• Provide deep technical expertise in ACH, RTGS / Wires, SWIFT, ISO 20022, UPI, and real-time payment systems.
• Lead migration projects from legacy systems to modern, API-driven architectures.
• Ensure compliance with regulatory standards (AML, PCI DSS) and security best practices.
• Design cloud-native, microservices-based payment solutions.
• Develop integration strategies for APIs, payment gateways, and third-party services.
• Optimize system performance, reliability, and fault tolerance for high-volume transactions.
• Work closely with product owners, business analysts, and engineering teams to align technical solutions with business goals.
• Mentor senior engineers and promote best practices in coding, design, and architecture.
• Facilitate technical workshops and knowledge-sharing sessions.
• Drive innovation in payment technologies, including blockchain, AI-based fraud detection, and digital wallets.
• Implement DevOps practices for continuous integration and delivery.
• Champion automation and performance optimization initiatives.
• Expertise in cloud platforms (AWS, Azure, GCP) and microservices architecture.
• Strong programming skills in Java, Python, or similar languages.
• Experience with API design, containerization (Docker, Kubernetes), and CI/CD pipelines.
• Knowledge of payment messaging standards (ISO 8583, ISO 20022).
• Microservices and Event-Driven-Architecture
• GenAI, Agnetic AI, Co-pilot, Automation
• Innovation.

Job Expectations

• Excellent leadership, communication, and stakeholder management skills.
• Ability to influence technical decisions and drive consensus across teams.