ROLE PURPOSE OBJECTIVE

Support creation and periodically modification of bank's medium to long-term strategy ensuring seamless translation of strategic objectives into actionable business plans and measurable outcomes across all business verticals.
To identify, plan, and support execute strategic initiatives that drive sustainable assets growth, profitability, risk alignment, productivity across channels etc. in alignment with organizational vision and regulatory requirements.
Coherent asset deployment plans, ability to achieve target yields and manage asset concentration effectively.
Ensure envisioned outcomes of the identified initiatives are achieved within desired timelines.
Monitor and report on key performance indicators to measure the success of strategic initiatives

SIZE OF THE ROLE

KEY DUTIES RESPONSIBILITIES OF THE ROLE

Business/ Financials

Support the annual strategic planning exercise across businesses and quarterly strategy reviews
Support strategic planning for all asset classes (loans, advances, securitizations).
Design competitive pricing strategies for various assets products while maintaining profitability margins
Oversee the conduct of in-depth market research and competitive analysis to identify growth opportunities and potential threats.
Analyze industry trends, best practices and competitive landscape to guide strategic thinking and decisions.
Create GTM plans for new asset products and portfolio expansions.
Formulate digital transformation and technology adoption strategies
Monitor key financial metrics (yield, NIM, ROA) and recommend corrective actions.

Customer (Both Internal External)

Study customer segments and work with businesses to identify new products and services or recommend changes to current offerings
Present asset performance insights to the departmental heads and Executive Committees.
Design customer acquisition and retention strategies
Identify customer experience enhancement initiatives
Identify partnership opportunities with fintech companies

Internal Process

Management presentations on strategic initiatives and market developments
Collaborate extensively internally to ensure the Banks strategy is effectively structured and embedded so that teams and colleagues know how they contribute to the Banks overall objectives.
Establish governance frameworks for strategic initiatives, ensuring that all new initiatives are monitored for success and aligned with the banks strategic priorities.
Collaborate effectively with Finance team to ensure robust monitoring and reporting of the Banks progress against its objectives.
Develop performance management frameworks to monitor strategic initiatives across business verticals, ensuring timely and effective execution.
Provide feedback on required analysis to advance solution development and to support execution of strategic initiatives, digital growth and data-based decisions in day to day working of the bank
Analyze risks and complex issues to provide strategic guidance efficient solutions.
Ensure timely submission of all regulatory reports with zero non-compliance instances

Innovation Learning

Research industry best practices and emerging trends in liability management
Support organizational transformation and change management initiatives
Promote a culture of innovation and data orientation across the bank by encouraging teams to develop creative solutions for business challenges.
Foster collaborative working relationships across departments and regions

MINIMUM REQUIREMENTS OF KNOWLEDGE SKILLS

Educational

Qualifications

Essential: Master's degree in Business Administration (MBA) from reputed institution with specialization in Strategy, Finance, or Banking

Manager-Assets Strategy

Job Description