Loan Officer

The Karnavati Co-op Bank is looking for Loan Officer to join our dynamic team and embark on a rewarding career journey Evaluate loan applications and determine the borrower's creditworthiness and ability to repay the loan

Assist clients in understanding loan options and provide guidance throughout the application process

Analyze financial statements, credit reports, and other documentation to make informed lending decisions

Determine loan terms, such as interest rates and repayment schedules, and communicate them to clients

Negotiate loan terms with clients and provide recommendations to management regarding loan approvals and denials

Build relationships with clients and ensure that all loan applications are processed in a timely and efficient manner

Maintain accurate and up-to-date records of all loan applications and related documentation

Ensure compliance with all applicable lending regulations and policies

Continuously monitor loan portfolios and identify opportunities for risk management and improvement

Proficiency in Microsoft Office and loan management software

Strong communication and interpersonal skills