Job Title

Legal Officer - Corporate Legal

Grade

Officer to Assistant Manager

Department

Legal - Corporate Legal

Job Purpose:

The Legal Officer will be responsible for reviewing, vetting, drafting, and managing contracts and legal documents related to the company's home finance operations. The role ensures legal compliance, risk mitigation, and alignment with applicable laws and regulatory frameworks.

Key Responsibilities:

Contract Vetting Drafting: Review, vet, and approve contracts and agreements, including loan documents, vendor/service agreements, NDAs, and MOUs; identify legal risks and provide practical mitigation strategies; draft standard and customized agreements. Identify potential legal exposures in contracts and recommend changes to minimize litigation and financial risks.
Legal Compliance: Ensure all contracts comply with applicable laws, housing finance regulations, and Reserve Bank of India / National Housing Bank guidelines; stay updated on regulatory changes impacting housing finance.
Digital Transformation Automation: Lead initiatives in workflow automation, LMS and LOS optimization to improve TAT, efficiency, and reduce manual intervention.
Documentation Support to Collection and Recovery Team: Draft and vet documents to ensure effective recovery in delinquent cases, including the issuance of show cause notices in wilful defaulter and fraud cases.
Documentation Management: Maintain a repository of standardized templates and ensure version control.
Coordination: Liaise with external counsel as needed; collaborate with compliance and audit teams for legal reviews and assessments.

Skills Required:

Strong knowledge of contract law and property law
Familiarity with housing finance regulations and compliance frameworks
Excellent drafting and negotiation skills
Attention to detail and analytical thinking
Ability to manage multiple contracts simultaneously
Strong communication and stakeholder management

Educational Qualifications and Experience:

Education: LLB / LLM from a recognized university
Experience: 2-6 years in legal roles, preferably in:

Housing finance companies (HFCs)
NBFCs / Banks
Law firms handling financial services

Disclaimer: This job posting & Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

Legal Officer

Job Description

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