Proficiency in the local language (mandatory), Hindi, and English
Strong communication and interpersonal skills
Expertise in financial analysis, credit assessment, and project appraisal
Computer proficiency, especially in MS Office
Ability to manage teams across multiple locations
Multi-tasking capabilities to handle diverse deadlines and demanding expectations
Manage a team of 3-5 Credit Analysts/Business Analysts
Meet customers alongside the Regional Sales Manager (RSM) / Sales Manager (SM) during deal origination
Ensure timely processing of fresh proposals in coordination with the Credit Analysts and Sales team

FUNCTION: Construction Finance - Sales

DEPARTMENT : Construction Finance

SCOPE OF TRAVEL: Low

KEY STAKEHOLDERS (INTERNAL): Finance, Operations, Legal, Collateral Teams

KEY STAKEHOLDERS (EXTERNAL): Suppliers/Vendors

JOB OVERVIEW:

The role involves analyzing financial data, generating insights, and supporting decision-making processes within the construction finance sector
The incumbent will work closely with internal and external stakeholders to assess creditworthiness, manage project financing, and ensure smooth execution of financing transactions

REPORTING STRUCTURE : Reports to Business Head Construction Finance

QUALIFICATION: CA/MBA

EXPERIENCE: 8-15 years of relevant experience in Real Estate/Construction Finance Credit

KEY ROLES AND RESPONSIBILITIES:

Conduct initial due diligence and data appraisal for new proposals
Oversee the preparation of Credit Appraisal Memos (CAM) and project cash flows for presentation to the credit committee
Facilitate disbursement processes and post-disbursement monitoring
Monitor funded projects and ensure compliance with financial agreements
Manage subsequent tranche disbursements
Issue No Objection Certificates (NOCs) for selling units/apartments

Lead – Business Analyst

Job Description