Credit Underwriter

Roles and Responsibilities :

• Conduct thorough credit analysis of SME clients to assess their financial health and creditworthiness.
• Evaluate cash flow statements, balance sheets, and other relevant documents to determine loan eligibility.
• Collaborate with internal stakeholders to develop comprehensive underwriting strategies for SME lending products.
• Monitor portfolio performance and identify areas for improvement to optimize risk management.

Job Requirements :

• 3-7 years of experience in Credit Underwriting or related field (e.g., Supply Chain Finance).
• Strong understanding of SME credit principles, including cash flow analysis and financial statement review.
• Proficiency in Bill Payment systems and ability to analyze complex data sets.
• Experience working with Cash Credit facilities or similar financing structures.