Credit Information Bureau

About Us

Credit information bureaus collect data from creditors like banks, credit card companies, and retailers to create credit reports accessible to authorized users, including lenders, landlords, and employers (with consent). These bureaus employ algorithms to calculate credit scores, numerically representing an individual's or business's creditworthiness. Credit reports are vital for assessing risk and informing decisions on credit extension, insurance, and other financial services. Consumers and businesses can access their credit reports and dispute inaccuracies.