Job Description
Key Responsibilities
*Credit Assessment: Analyze financial reports, balance sheets, and credit scores to determine an applicant's creditworthiness.
*Risk Management: Approve or decline credit lines and loan requests within authorized financial limits.
*Policy Compliance: Ensure all underwriting and lending operations follow internal rules and legal regulations.
*Portfolio Monitoring: Track active accounts, review loan utilization, and manage collections or overdue payments.
*Cross-Functional Support: Work with sales, legal, and finance teams to set suitable customer payment terms.
Job Requirements
*Education: Bachelors degree in any stream
*Experience: 0 to 2 years of background in credit analysis, commercial lending, or financial operations.
*Analytical Skills: Strong ability to read financial statements, compute ratios, and assess market risk.
*Technical Skills: Proficiency in financial software, spreadsheet tools like Microsoft Excel, and database systems.
*Soft Skills: Good communication, decision-making, and negotiation abilities.
No Referrers Available
There are currently no referrers available for this job. You can still apply, will let you know once there is any referrer available.