Experience
1 - 4 yrs
Job Location
Pune, India
Vacancy
1
Designation
Credit Analyst
Job Type
Not specified
Job Description
Job Details
PRIMARY DUTIES AND RESPONSIBILITIES:
- Reviews customer financial statements, reports and references in order to perform complex financial risk analysis and determine customer credit risk on a recurring basis.
- Establishes approves customer accounts, terms and credit limits per delegation of authority (DOA).
- Performs financial analyses of customer accounts using approved analysis tools.
- Performs analyses of customer payment histories as required.
- Obtains reviews required documentation to evaluate and make decisions regarding additions of new accounts and revisions of credit limits of existing accounts, etc.
- Interacts with Credit Analysts, Managers Directors as well as other management, sales and operations associates across multiple functional areas.
- Reviews and responds to high volume of email.
- Performs related duties as assigned.
EXPERIENCE AND EDUCATIONAL REQUIREMENTS:
Requires broad training in fields such as business administration, accountancy, sales, marketing, computer sciences or similar vocations generally obtained through completion of a two year Associates Degree program, technical vocational training, or equivalent combination of experience and education. Normally requires a minimum of two (2) years directly related and progressively responsible experience.
MINIMUM SKILLS, KNOWLEDGE AND ABILITY REQUIREMENTS:
- Working knowledge of credit and collection operations procedures and principles
- Working knowledge of Cencora distribution and customer service functional areas
- Ability to communicate effectively both orally and in writing, in a fast-paced environment
- Strong interpersonal skills; good relationship building skills
- Strong analytical skills required to quickly identify any trends and/or patterns to customer payment issues
- Strong organizational skills; attention to detail
- Knowledge of Microsoft Word, Excel and Outlook
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